Complete Online Vehicle Finance Application

Online Vehicle Finance Application

iFinanceCars are specialists in private vehicle, boating and motorcycle financing. We are dedicated to providing comprehensive financial soutions to people who wish to buy privately. Our private-to-private auto, boat, caravan and motorcycle financing experience offers you peace of mind, knowing that we will facilitate your transaction from start to finish – meaning you don’t need to worry about the pressures of buying privately – let us handle the hassle.

Complete our Online Application Form below or if you need some time, Download the Vehicle Finance Application Form here, complete and return it – we will contact you within 24 hours.

The Application Process

Step 1: Screening
When you open a new application, you’ll need to answer a few questions to determine if you’re pre-qualified to apply.

Step 2: Complete the Full Application Form Online
While you’re applying, you’ll need to provide us with the following information:

  • Personal Information, including a valid ID
  • Contact Details
  • Spouses Details (if applicable)
  • Employment Details
  • A summary of your monthly income & expenses
  • Home Ownership Details (if applicable)
  • Banking Details
  • Details of the vehicle, boat, motorcycle or caravan you wish to purchase

Step 3: Submit your Application
After you’ve completed the application and submitted all necessary information, you will be contacted directly by us.

Please complete the form below:

Complete Online Application Form

Qualifying Criteria
YESNO - Are you buying the vehicle from a private individual?
YESNO - Are you a South African Citizen or have a valid permit to live in South Africa?
YESNO - Is the vehicle newer than 15 years?
YESNO - Do you have a valid South African drivers license?
YESNO - Do you earn R6500 or more per month?
YESNO - Is the amount to be financed more than R30 000?
National Credit Act Application Criteria
By continuing with the application process I confirm that:
  • I am not a minor
  • I have never been declared mentally unfit by a court
  • I am not subject to an Administration Order
  • I do not have any current application pending for debt restructing or alleviation
  • I do not have any current debt re-arrangement in existence
  • I have not previously applied for a debt re-arrangement
  • I am not under sequestration
  • I do not have applications pending for credit, nor open quotations as envisaged in section 92 of the National Credit Act.
Individual Finance Application
Personal Details (South African Citizens)
Identification Type (ID/Passport): ID/Passport Number:
Contact Details
Please provide at least one contact method - cellphone number or e-mail address. This will enable us to send you your application reference number after submission.
Cellphone Number: E-mail Address:
Marketing Consent
YESNO - I would like to be included in any telemarketing campaign.
YESNO - I would like to be included in any marketing list that you may sell or distribute.
YESNO - I would like to be included in any mass distribution of email or sms messages.
Customer Consent
By accepting the terms and conditions of this application, you agree that "I Finance Cars" may do credit checks in assessing your finance application.
Accept Terms & Conditions
Personal Information
Title RESIDENTIAL ADDRESS  
First Name Address Line 1
Middle Names Address Line 2
Surname Suburb
Date of Birth Postal Code
Gender Years at Current Address
Ethnic Group POSTAL ADDRESS
Communication Language Address Line 1
Are you Self-Employed? Address Line 2
  Suburb
  Postal Code
CONTACT DETAILS PROPERTY OWNERSHIP / RENTAL
Preferred Contact Method Property Status
Cellphone Number Is the property bonded?
Cellphone Contract Type Outstanding bond amount
Home Telephone Number Property value
Work Telephone Number EDUCATION
Fax Number Level of Education
E-mail Address  
BANKING DETAILS SPOUSE (IF APPLICABLE)
Bank Name Marital Status
Account Type Marital Contract Type
Account Number Married Date
Branch First Name
  Surname
INCOME
Disposable Monthly Income  
EMPLOYMENT DETAILS NEAREST RELATIVE (NOT LIVING WITH YOU)
Occupation First Name
Type of Industry Surname
Employer Relationship
Years at current employer Address Line 1
Years at previous employer Address Line 2
Salary Pay Day Suburb
EMPLOYMENT ADDRESS Postal Code
Address Line 1 Home Telephone Number
Address Line 2 Cellphone Number
Suburb  
VEHICLE DETAILS FINANCIAL DETAILS
Type of Vehicle Purchase Price
New or Used Total value of extras
Year of Manufacture Deposit
Make Term
Model Balloon %
  Balloon Amount
Salary & Expenses
SALARY DETAILS
Basic Monthly (Excl Car Allowance) Income other than Salary / Wages
Total Salary (Basic & Car Allowance) Source of Other Income
Monthly Commission Total Monthly Household Income (Net Salary & Other)
Net Take Home Pay  
EXPENSES IN DETAIL
Bond Payment / Rent Personal Loan Repayments
Vehicle Instalments (Excl. those to be settled) Furniture Accounts
Credit Card Repayments Overdraft Repayments
Clothing Accounts Telephone Payments
Policy / Insurance Repayments Food & Entertainment
Transport Costs Maintenance
Education Costs Other
Household Expenses Total Monthly Household Expenses
Rates, Water & Electricity Household Surplus / Disposable Income
Application Submission
You have completed all the necessary information to enable you to submit your application for processing. After submission, your application will be assessed and you will be contacted directly.